Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Ursula, a proven Woodstock, Towne Lake and Cherokee County, Georgia NUMBER1EXPERT™ Top Selling real estate agent.
Find Woodstock, Towne Lake and Cherokee County Homes - Find Woodstock, Towne Lake and Cherokee County, Georgia real estate listings & homes for sale provided by Ursula, your local expert real estate agent.
For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Ursula, a proven Woodstock, Towne Lake and Cherokee County, Georgia NUMBER1EXPERT™ Top Selling real estate agent.
For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Ursula, a proven Woodstock, Towne Lake and Cherokee County, Georgia NUMBER1EXPERT™ Top Selling real estate agent.
Woodstock, Towne Lake and Cherokee County Information - Find local information on Woodstock, Towne Lake and Cherokee County, Georgia including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Ursula, a proven NUMBER1EXPERT™ Top Selling real estate agent.
Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Ursula, a proven Woodstock, Towne Lake and Cherokee County, Georgia NUMBER1EXPERT™ Top Selling real estate agent.
About Ursula - Information about Ursula including testimonials, guarantees, credentials, and contact information. Learn why Ursula is a proven Woodstock, Towne Lake and Cherokee County, Georgia NUMBER1EXPERT™ Top Selling real estate agent.
Please Sign Up For The Latest Listings and the Latest Real Estate News
 |
First Time Buyers >Credit Card Common Sense
If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.
People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.
Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.
|
 |
| Q |
In what real estate market are more than 90 percent of home sales cash transactions?
|
| A |
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates. |
See More Real Estate Trivia > |
|
|
|